🇨🇦Built for Canadian Co-owners

Buy together.
Keep it fair.

Track contributions, split costs by income, and model buyout or exit math — so your shared home stays clear, not complicated.

Works with or without joint account
Current Cycle
October 2024
AL
JO
Waiting for activity...

Mortgage Payment

Paid by Alex•Income (60/40)
$2400
Recorded

Hydro Bill

Paid by Jordan•50/50
$145
Recorded

Costco Run

Paid by Alex•50/50
$320
Recorded
End of Month Sync
Total Shared Spend
$2,865
Ledger Status
Jordan owes Alex
$92.50
November Fund
Projected joint costs
$2,950
Needs $1,475 each

Buying a home is hard.
Co-owning shouldn't be.

With Canadian housing prices at all-time highs, more couples, friends, and families are buying together. It makes financial sense, but it brings emotional risk.

Reliance on messy spreadsheets or loose verbal agreements creates a breeding ground for ambiguity. "Did you pay the tax bill?" "How much equity do I actually have?"

Partnered removes the "money talk" anxiety by creating a single source of truth for your shared asset.

ERROR: #REF! DIV/0
All Balanced

Monthly Contribution

To maintain 50/50$2,450
Free Tool

What's your combined buying power?

Don't use a standard mortgage calculator for a non-standard purchase. Our specialized tool helps partners understand their joint affordability, accounting for individual debts, incomes, and down payments.

Launch Affordability Calculator

Everything you need to
co-own with confidence.

A suite of tools designed to replace awkward conversations with clear data.

The Ledger

Track expenses without the headache.

Log shared costs like mortgages, taxes, and repairs. Tag who paid, and let the system calculate the split automatically based on your rules.

  • ✓
    Custom split rules (Income vs 50/50)
  • ✓
    Recurring expenses
  • ✓
    One-off repair logging
Recent Activity

Property Tax

Oct 12 • Paid by Alex

$450.00

50/50

Furnace Repair

Oct 15 • Paid by Jordan

$280.00

Income

Internet

Oct 20 • Paid by Alex

$85.00

50/50
View full ledger

Monthly Settlement

To balance the ledger for Oct.

Jordan owes Alex$142.50

75% settled

Live Equity Tracking

See how your ownership stake evolves. If you sell tomorrow, you'll know exactly how to split the proceeds fairly.

Current Equity
Updated today
Total Equity$80k
Alex
$42,000 (52.5%)
Jordan
$38,000 (47.5%)

Exit Scenarios

Preview buyout or sale outcomes instantly. Remove the fear of the unknown by seeing the numbers in black and white.

Estimated Sale Price$850,000
Mortgage Balance-$420,000
Alex's Payout (52%)$223,600
Jordan's Payout (48%)$206,400

It starts with a simple
setup journey.

We know co-ownership is complex. That's why we broke it down into 5 simple steps. From the deed to the mortgage, we capture the minimum details needed to start tracking equity fairly.

Takes less than 10 minutes
No joint bank account needed
Secure & Private

Your setup journey

Follow each step to capture the minimum details we need to start tracking together.

Property basics

1/5

Tell us about the home you're tracking together.

Ownership on title

2/5

List everyone on the legal title and how the ownership is split.

Mortgage & financing

3/5

Capture the key figures for your mortgage.

Tracking preferences

4/5

Choose how to split costs and your exit template.

Checkout

5/5

Confirm billing to activate your tracking workspace.

Built for every partnership.

No two co-ownership arrangements are the same. Partnered adapts to your unique financial dynamic.

Split by income, not just down the middle.

50/50 isn't always fair if one partner earns significantly more. Partnered lets you set dynamic contribution ratios so you both build equity without one person feeling house-poor.

Contribution Ratio60 / 40
Partner A ($90k)
Partner B ($60k)
"We replaced our messy spreadsheets and stopped the 'who paid what' arguments. Now we just check the app and get back to enjoying our home."
🏠
Canadian co-owners (users of Partnered)
Ontario · 2 co-owners

Simple, transparent pricing.

One low annual fee for complete peace of mind. Try it risk-free.

Good to know

14-day free trial — no credit card required. Try everything risk-free.
$49 CAD/year per property — unlimited co-owners included.
Auto-renews annually. Cancel before renewal to avoid the next charge.
Your data stays yours. We never sell it. Request deletion anytime via contact.
All-Inclusive

Annual Membership

$49CAD /year

Less than $5/month. Cancel anytime.

  • 14-day free trial included
  • Unlimited expenses & history
  • Smart fairness ledger
  • Real-time equity tracking
  • Exit scenario modeling
  • Unlimited co-owners included
  • Priority support
Start 14-Day Free Trial
Full access to all features during trial. No charge until trial ends.

Frequently Asked Questions

No. Partnered provides tools to track expenses and define fairness rules. The upcoming Agreement Builder provides templates, but we always recommend reviewing final agreements with a local Canadian real estate lawyer.
Absolutely. The platform is agnostic to your relationship status. It's built for anyone sharing a property deed or lease, whether you are married, dating, friends, or siblings.
You get 14 days of full access to every feature. No credit card required. Just sign up and start tracking.
If you'd like to continue, you can subscribe for $49 CAD/year per property. Your membership auto-renews annually. Cancel before renewal to avoid the next charge.
Each membership covers one property with unlimited co-owners. Every co-owner gets their own login and can log expenses, view equity, and access the ledger.
Yes. Your financial data is yours. We do not sell your data to advertisers. We use industry-standard encryption to keep your ledger secure. You can request deletion anytime by contacting us.
No! That's the beauty of Partnered. You can keep your personal accounts. Partnered acts as the ledger to track who paid what from their own accounts, then tells you how to settle up.
Your data is not deleted immediately. If you'd like your data removed, contact us and we'll take care of it. We never sell or share your financial data.
Optional · Coming Soon

Agreement Draft Output

We’re building an optional feature that turns your fairness rules into a plain-English co-ownership draft — a starting point you can review with a lawyer, not a replacement for legal advice.

Aligned with standard property law
Plain English, no jargon
Updates as your arrangement evolves

This feature is in development and not included in the current membership. All existing features (ledger, equity tracking, exit scenarios) are fully available today.