Split bills • shared expenses

Split expenses fairly — without the awkward money talks.

Track shared bills, split costs (50/50 or income-based), and keep expectations clear — without spreadsheets or awkward reminders.

Built for Canadian couples and co-owners sharing rent, bills, or a home.

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Income-based or 50/50
Recurring bills
Clean monthly settle-up

Recent Activity

Property Tax

Oct 12 • Paid by Alex

$450.00

50/50

Furnace Repair

Oct 15 • Paid by Jordan

$280.00

Income

Internet

Oct 20 • Paid by Alex

$85.00

50/50

View full ledger

Monthly Settlement

To balance the ledger for Oct.

Jordan owes Alex$142.50

75% settled

Why Partnered

Clarity beats conflict

Choose a split rule (50/50, proportional, or hybrid) that matches your relationship — not just your math.

Track shared costs in one place so “I thought you paid that” disappears.

Make check-ins calm with a clear history and shared assumptions.

Built for the way couples actually split money

Less tracking for you. More clarity for both of you.

Flexible split rules

Pick 50/50, income-based, or a hybrid rule per category so fairness matches real life.

One shared ledger

Track who paid what, when, and why — so you stop reconstructing history mid-argument.

Simple settle-ups

Turn “who owes who” into a single number you can settle monthly (or whenever you want).

Private by default

Your data stays yours — no selling to advertisers, no weird budgeting shame.

Flow

How it works

A calm system that replaces “reminders” with visibility.

Start tracking in minutes

You don’t need a joint account. You just need a shared system.

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1
Choose your fairness rule
Set a split that fits your incomes and lifestyle.
2
Track shared costs
Log bills and purchases as they happen (recurring or one-offs).
3
Settle up cleanly
Review the balance and pay once — no back-and-forth.

“We stopped debating receipts and started focusing on the plan. The income-based split finally felt fair to both of us.”

🏠

Verified co-owners

Toronto, ON · 2 co-owners

FAQ

Common questions

Not always. If incomes are similar, 50/50 can be simple. If they aren’t, an income-based or hybrid split often feels calmer and more sustainable.

No. You can keep personal accounts and use Partnered as the shared ledger that tracks who paid what and how you want to split it.

That’s up to you — many couples start with housing + utilities + groceries, then agree in advance on the gray areas (travel, upgrades, renovations).

Treat your split as a living agreement. Revisit the rule when income changes materially or on a simple cadence (e.g., every 6–12 months).

Learn first

Read the guides that match your situation

Browse all

How couples should split shared expenses fairly

A practical, low-drama framework for defining what’s shared, choosing a split method, and setting up a system that prevents resentment.

50/50 vs income-based splits: what actually works

A comparison of the two most common approaches — and the hybrid models people end up using in real life.

Groceries, utilities, renovations — what should be shared?

A clear way to categorize household spending so you’re not renegotiating every purchase.

Why tracking shared costs prevents resentment

Tracking isn’t about mistrust. It’s about removing uncertainty and protecting the relationship.

Alternatives to spreadsheets and Splitwise for couples

What people try, what breaks, and what to look for in a system you’ll actually keep using.

Ready for fewer money fights and more clarity?

Start your free trial and track your shared home (or shared life) with confidence.

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